I created this blog to collect articles related to gold because I'm interested in gold investment. Hopefully this blog is also useful for anyone who wants to invest in gold.
This blog is a translation of the blog version of Indonesia by using google translate

About Gold

Investing in gold could use some variety of media such as gold bars (bullion), gold coins, gold certificates, gold savings, mutual funds with underlying gold mining companies, as well as commodity futures contracts in gold. I do not dare to categorize e-gold as a form of gold investment (note once again yes, have not dared euyyy ..) because I think e-gold is more functional as a means of payment. In addition, e-gold also began to lose credibility and the more rarely used.

Mmmmmm, because some people feel less "gimana gitu .." gold invest without holding physical form, so I started aja discuss investment in the form of gold bars or coins. Moreover, some people do not just think of gold as an investment, but also collections.

Pros & Cons Gold

Gold values tend to be stable and inflation has no effect (zero inflation effect). Very rare gold prices fell. Gold can also be used for the collection and jewelry (tentu. investment ... there is a difference in value between gold bullion and jewelry). lanjuuut ..

Gold is also good to diversify. Suppose you have invested in stocks, bonds, mutual funds, property, or others; buy gold could be a good alternative. Moreover, in some countries reportedly declining gold production. Because of increasing scarcity of gold, surely the price will always rise (dijelasin have guns jg nie dahh at all smart, so gold loch .. hehehe)

Another advantage, the price of gold was set in USD. If an increase in the value of USD, you get two benefits at once, ie the increase in the dollar and rising gold price itself. However, if the opposite happened, it could be a double-edged sword.

When compared with investing directly in USD currency, gold is more profitable. In Indonesia, money changer is relatively fussy. They appreciate the currency cheap long output or folded currency. Not to mention there is a risk of false serial number. As a result, save the CAD currency must always be updated. Unlike the gold that can be bought and taken any action for a while.

The downside, especially in terms of storage and handling. Save a "hard assets" like gold is relatively risky and expensive. In addition, if the storage is less good, though wrapped in protective cover, allowing the oxidation and discoloration. Special-shaped gold coin, if you fall, dented, or chipped (chipped), difficult to re-treatment and could reduce the price. If I say, gold is less suitable for those who are careless or reckless (fortunately I just wrote a little sloppy ... hahahaha).

Variation Media Gold

Form of gold is mixed. The most common is the bar (gold bar) with levels of brick-like 22-carat (95%) or 24 carat (99%). This type is considered the best because wherever and whenever you sell, the price will always follow the prevailing international prices.

There was also the shape of gold coins. Values and levels similar to gold bars but supposedly limited and difficult to find in the market. There are coins that cost up to more than Rp 50 billion because of the history variables, ownership, and perhaps an important event when the coin is launched. Also, if you want to buy gold coins, it is better to choose well-known producers such as Maples, Krands, or Eagles. They are producers of high quality assets and products in demand the world of international collectors.

There is also a form of gold jewelry. But not right jewelry to invest. First, there is the cost of making jewelry that makes a price to pay is higher. Second, the subjective nature jewelry, depending on individual tastes. It is possible you bought it with expensive but when sold the price fell because the model is no longer up to date. Gold salesperson also must bear ketidakaslian and decreased levels of gold because they have merged again.

There was also gold for the pilgrimage (ONH). In addition to the pilgrimage preparations, gold can also be used to invest. For example if in the 90's to 250-300 grams of gold for the pilgrimage, now only need half of it. Only, this form of gold distribution and nature Localized received less attention of the world.

It may also invest indirectly through the discretionary fund of hedge fund gold or gold - but it's rather difficult if the passing of Indonesia and the need to fund large enough. But there is also offering a gold mutual funds into shares of gold producers. There are also a number of investment managers to make some forward contracts based on gold - like the investment in the futures (derivatives) gold.

In Indonesia there is also offering savings of gold to form long-term investment purposes. For example HSBC Syariah and Bank Syariah Mandiri. There also are offered in the form of futures contracts.

Oiya, there is little special note of white gold. Pure white gold is formed from gold (75%) plus other metals (platinum) that are white. While yellow gold plus gold formed from brass. But there is also white gold "pure" which is made from a bleached yellow gold (chromatised). Pure white gold should not be used to fade after a while.

Buying and Selling Gold

In general, you can buy at the store of gold or Pawnshop (usually stock is not much). Sometimes, money changer who also serves rather bona fide. For gold trend, can be seen in the Kitco website. Also can be checked also on site or UBS Gold Price Gold to see the latest price developments. Payment can usually cash, transfer, or debit card. But the more practical if the payment is made before (after confirmation of the price) with the transfer first and then you take the slip transfer in exchange for gold.

Can also buy at Antam processing unit and the Purification of Metal (highly recommended), Jalan Pemuda, Pulogadung. You can ride busway from Blok M, fell in Hamlet on. Then connect to the Pulo Gadung and get off at stop DUTIES. You can walk about 100 meters or ride motorcycles. Antam complex relatively safe. Before entering you must report this, leave your ID, register the name and address, you can just pass and identification to get into the trade.

Purchase small as 1 gram can also be served. Similar to buying mobile phone, there are some nominal available. Obviously, the more weight of gold that we buy, the price per gram will be cheaper because of manufacturing costs. The cost of 100 grams of gold bars are cheaper than bar 50 grams. There are no other costs. Purchases in large quantities can be delivered using a third party (Securicor).

To sell, you can get it back to Antam, Pawnshops, or to the gold shops with the prices prevailing on the day. Simple procedure, similar to exchange money at the money changer. You take the gold, then check the price, then received the money. If prices are fluctuating, usually at 9:00 (opening hours) and 12:00 there is a change in price and adjustments. In addition, Antam's gold selling can be a little more expensive than selling appreciated in the gold shops. Although certified gold will always be accepted anywhere, try to sell back in place before we buy, especially if there's receipt.

There is also a saying that gold made out (eg Switzerland / Credit Suise) tend to be valued higher. They say heavy foreign-made gold more likely than those written in print. If interested, you can buy direct (cash & carry) or a remote message / through selling agent. There are also suggested to buy via eBay because many sellers / collectors are good and cheap. However, there is usually an additional delivery charge and insurance charge. While taxes are usually not present (or already include the price paid).

What is clear, always carefully certificate (a small paper berhologram) and receipts, and then match with the purchase of physical gold. Generally there is a code like 9999 or 24 carat, serial number and weight of the mold set, and the logo of the manufacturer.
Saving Gold

If the numbers do not how, gold could be stored at home. But if the numbers a bit much, or you often feel less save, you can rent a safe deposit box (SDB) in the bank. Almost every branch of the bank in various cities to provide these services at a rate of about 400 thousand to 1 million for small-medium size. Commonwealth Bank in charge USD 440 thousand to USD 770 thousand per year, tax included. While at BRI rate USD 1 million per year. The measure is sufficient to store certificates, certificates, jewelry, and gold of course.

Security in the SDB is relatively quite good and closely watched. You can also ask for the insured. You'll be given two keys, where the first key bank officers and held the two keys you are holding. To open the SDB, must use two keys simultaneously.

I wrote this information may be, from various sources, especially the info from someone yg udah early gold investing, ...

Successful investing ya sob ...!

By: Dadang Farhan's father in the facebook group Gold Investment for the Future Gold